How to's - Phishing

To Catch a Phish

Phishing is the name given to malicious email that tries to make you give up your personal information.


You receive a phishing e-mail notifying you that the NCUA (National Credit Union Administration) Account Review Department has discovered a problem with your Credit Union Account. Which Credit Union? Which Account? The e-mail doesn't say, but clicking on the "Click Here..." link takes you to the phishing web site. Here the user is asked to provide the phisher with account information. In the next page, you can see that the phisher gives you the ability to select the Credit Union to which you belong. This data might be useful for a customized phishing attack at a later date. The most usual phishing attacks are from phishers claming to be your bank, your credit card company or on-line payment services such as PayPal.

What to do?

If you receive a message concerning your bank or credit union account you should always go directly to the bank or credit union's web site to log in and check your account. Even better, give them a call -- remember to look up the phone number from your records and don't call the number listed in the e-mail.

There is an anti-phishing setting in Internet Explorer and Firefox but they can slow down your computer. Elm City recommends turning on the anti-phishing setting anyway. Better to be safe than sorry even if it does slow you down a bit.


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